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Bank and Post Offices

Poor bank coverage in rural areas is a problem within the State leading to an inability of the State Government to make payments of wages through bank/ post office accounts to the wage earners under MGNREGA. Beneficiaries have difficulties in opening accounts in Bank/ Post Office as they have to travel long distances to bank locations to collect their payment and have to spend their own money for the travelling cost at times even losing a day's wage in the event. Hence, the State Government has tied up with Banks so that the unbanked areas or villages that are at a distance of more than 5kms from the nearest Bank Branch can have the bare minimum Banking facilities.

During the year 2011-12, the State Government has signed an MOU with the Meghalaya Cooperative Apex Bank Ltd, AXIS Bank and ICICI Bank to provide Business Correspondent services in Ri Bhoi, Jaintia Hills, West Garo Hills, East Garo Hills, West Khasi Hills and some areas of East Khasi Hills. The Bank's Business Correspondents will cover each unbanked Block/ AEC/VEC in the State by way of appointing Customer Service Providers (CSPs) depending on the geographic/ demographic profile of the Block/ AEC/VEC.

Bank Accounts of Active Job Card holders

District

Block

Total No. of Registered Households

Total No. of Registered Persons

Individual Bank Accounts

%age of Individual Accounts against Active Registered Persons

Joint Bank Accounts

Total  Bank Accounts

%age of Joint Accounts against Total Accounts

West Garo Hills

DADENGGRE

11244

20100

2134

10.62

753

2887

26.08

TIKRIKILLA

14342

19880

4338

21.82

1658

5996

27.65

RONGRAM

12546

13851

2014

14.54

276

2290

12.05

DALU

14002

22022

4774

21.68

1867

6641

28.11

SELSELLA

33127

54889

9183

16.73

7627

16810

45.37

GAMBEGRE

7646

13185

1071

8.12

1283

2354

54.50

Total

92907

143927

23514

16.34

13464

36978

36.41

East Garo Hills

DAMBO RONGJENG

9484

18615

1028

5.52

5038

6066

83.05

SONGSAK

9779

21825

3275

15.01

233

3508

6.64

SAMANDA

7732

15446

4979

32.23

193

5172

3.73

Total

26995

55886

9282

16.61

5464

14746

37.05

South Garo Hills

BAGHMARA

9997

11590

1501

12.95

2

1503

0.13

CHOKPOT

10776

10684

275

2.57

0

275

0.00

RONGARA

6450

7753

128

1.65

5

133

3.76

GASUAPARA

7876

9038

260

2.88

0

260

0.00

Total

35099

39065

2164

5.54

7

2171

0.32

South West Garo Hills

BETASING

16013

19075

9515

49.88

1025

10540

9.72

ZIKZAK

19559

30033

12450

41.45

2752

15202

18.10

Total

35572

49108

21965

44.73

3777

25742

14.67

North Garo Hills

RESUBELPARA

24808

48275

14785

30.63

388

15173

2.56

KHARKUTTA

12089

23675

1469

6.20

7250

8719

83.15

Total

36897

71950

16254

22.59

7638

23892

31.97

 

 

 

East Khasi Hills

KHADARSHNONG-LAITKROH

6933

9713

8227

84.70

116

8343

1.39

MAWRYNGKNENG

8007

7980

5532

69.32

1147

6679

17.17

MYLLIEM

12390

12483

12216

97.86

250

12466

2.01

MAWPHLANG

11530

11663

11026

94.54

126

11152

1.13

MAWKYNREW

5673

7360

7215

98.03

63

7278

0.87

SHELLA BHOLAGANJ

6617

6972

6380

91.51

90

6470

1.39

PYNURSLA

11282

18190

4989

27.43

6158

11147

55.24

MAWSYNRAM

11953

13788

10556

76.56

1224

11780

10.39

SOHIONG

787

757

438

57.86

2

440

0.45

Total

75172

88906

66579

74.89

9176

75755

12.11

East Jaintia Hills

SAIPUNG

8000

10887

7164

65.80

266

7430

3.58

WAPUNG

16658

16997

16759

98.60

66

16825

0.39

Total

24658

27884

23923

85.79

332

24255

1.37

 

 

Ri Bhoi

UMLING

17360

31655

23481

74.18

349

23830

1.46

JIRANG

6890

8215

1656

20.16

38

1694

2.24

UMSNING

25025

40130

10872

27.09

1267

12139

10.44

Total

49275

80000

36009

45.01

1654

37663

4.39

West Jaintia Hills

AMLAREM

9816

11054

6691

60.53

592

7283

8.13

THADLASKEIN

16196

17615

15349

87.14

52

15401

0.34

LASKEIN

15027

23004

7531

32.74

4149

11680

35.52

Total

41039

51673

29571

57.23

4793

34364

13.95

 

West Khasi Hills

MAIRANG

13995

26725

10622

39.75

6520

17142

38.04

NONGSTOIN

13777

24450

23090

94.44

246

23336

1.05

MAWSHYNRUT

14522

15474

14384

92.96

451

14835

3.04

MAWTHADRAISHAN

8664

13626

11542

84.71

816

12358

6.60

Total

50958

80275

59638

74.29

8033

67671

11.87

South West Khasi Hills

MAWKYRWAT

11062

18839

4379

23.24

6468

10847

59.63

RANIKOR

9328

9286

26

0.28

0

26

0.00

Total

20390

28125

4405

15.66

6468

10873

59.49

State Total

488962

716799

293304

40.92

60806

354110

17.17

Report generated as on 30-04-2018