STATE RURAL EMPLOYMENT SOCIETY The Nodal Agency for Implementation of MGNREGA in Meghalaya Bank and Post Offices Poor bank coverage in rural areas is a problem within the State leading to an inability of the State Government to make payments of wages through bank/ post  office accounts to the wage earners under MGNREGA. Beneficiaries have difficulties in opening accounts in Bank/ Post Office as they have to travel long  distances to bank locations to collect their payment and have to spend their own money for the travelling cost at times even losing a day's wage in the event.  Hence, the State Government has tied up with Banks so that the unbanked areas or villages that are at a distance of more than 5kms from the nearest Bank  Branch can have the bare minimum Banking facilities.  During the year 2011-12, the State Government has signed an MOU with the Meghalaya Cooperative Apex Bank Ltd, AXIS Bank and ICICI Bank to provide  Business Correspondent services in Ri Bhoi, Jaintia Hills, West Garo Hills, East Garo Hills, West Khasi Hills and some areas of East Khasi Hills. The Bank's  Business Correspondents will cover each unbanked Block/ AEC/VEC in the State by way of appointing Customer Service Providers (CSPs) depending on the  geographic/ demographic profile of the Block/ AEC/VEC.  MoU signing with different banks

Sl.
NO

Name Of The District

NO. of Bank Accounts Opened

No. of Post Office Accounts Opened

Total Accounts

 

 

Individual

Joint

Individual

Joint

Individual

Joint

Total

1

South Garo Hills

0

142

0

0

0

142

142

2

West Garo Hills

0

1500

0

0

0

1500

1500

3

East Khasi Hills

20937

3658

31618

3679

52555

7337

59892

4

Jaintia Hills

12115

88

19083

141

31198

229

31427

5

Ri Bhoi

0

0

0

0

0

0

0

6

East Garo Hills

0

925

0

0

0

925

925

7

West Khasi Hills

19464

8636

18498

3486

37962

12122

50084

 

TOTAL

52516

14949

69199

7306

121715

22255

143970

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